Chun-Ming Chen

Steal Pips Ea

Do you know about forex? It is also called foreign exchange and its trading volum is always large. In addition, forex is not easily manipulated. But if you can have a technical analysis ability, you will make money quickly and easily. Read More »

Strip That Fat Review

As a 26-year-old girl troubled by a double chin and an awkward belly, I have spent years looking for an effective fat loss program.

I cut back on my meals, I replaced bread and meat with vegetable and fruits, I bought expensive “slimming” machines, I sweated in gyms and even took pills—only to find my weight reducing and bouncing back time and time again.

I was utterly depressed until one day I chanced into Strip That Fat. To be honest, I was not quite sure at that time this would not be another futile effort. Read More »

Top Secret Fat Loss Secret pro

Have you ever trapped into the embarrassing circumstances when you are among many beautiful or handsome friends who are slender? Have you ever been helpless to confront the alternative between the seduction of fragrant and sweet food and your body bounds? Have you ever tried a large quantity of methods in order to cast off your disgusting tubbish belly and fatness forever but it is eventually in vain? All these questions are hovering around me all the time. Read More »

The Diet For Teenagers Only Book

The Diet Solution Program is not a scam! It is an ebook of a nutrition manual which was written by Isabel De Los Rios who has 15 years experience of her own about how to lose weight and build body healthier.

The Diet Solution Program has 180 pages long with comprehensive and rich nutritional content which aims at not only about losing weight but also improving the health in other aspects as well. Therefore this book is the greatest achievement of Isabel De Los Rios to help people who want to lose weight or build healthier. Read More »

The Diet For Teenagers Only Book

The Diet Solution Program is not a scam! It is an ebook of a nutrition manual which was written by Isabel De Los Rios who has 15 years experience of her own about how to lose weight and build body healthier.

The Diet Solution Program has 180 pages long with comprehensive and rich nutritional content which aims at not only about losing weight but also improving the health in other aspects as well. Therefore this book is the greatest achievement of Isabel De Los Rios to help people who want to lose weight or build healthier. Read More »

Need Credit Help? You’re Not Alone

Last statistic I read, approximately 60 million Americans have bad credit. That’s 20% (or 1 out of every 5 people).

Read More »

Need Credit Help? You’re Not Alone

Last statistic I read, approximately 60 million Americans have bad credit. That’s 20% (or 1 out of every 5 people).

In fact, an entire industry, called Subprime, has formed around this demographic. These are the Check Cities/Payday Loans (Check Cashing stores), the Boost Mobile phones (pay as you go), and Subprime Credit Cards (credit cards with REALLY high interest rates).

Why are these establishments pandering to these “bad credit” people? – Because they can make lots of money off these people.

For example, my sister-in-law’s sister went to a Check City place and got a loan for $400 for 30 days. At the end of the month, she had two options 1) pay back the $400 (plus some interest) or 2) pay $100 to wait another 30 days. She chose option number 2….for 23 months. Yes. She kept paying $100 every month to extend her “loan” for 23 months. She paid $2,300 on a $400 loan and the Check City people laugh all the way to the bank.

That is why these people love to accommodate your crappy credit.

Our Government is trying to help. The administration passed the Credit CARD Act of 2009 that goes into affect in Feb 2010. One of the significant regulations is a cap of 25% of the credit limit of the credit card (i.e. $75 fee for a $300 card).

However, First Premier Card, a major subprime credit card issuer, is trying to weasel around these restrictions. They used to have a $256 annual fee on a $250 credit limit card, but now, in anticipation of this new regulation, they will have a $75 fee (for a $300 card) and a 79.99% interest rate. It’s almost sick how these guys work.

Bottom line. Having bad credit will cost you lots of money. Improving your credit score will save you lots of money.

Here are my short term and long term recommendations for credit restoration –

1) Short Term: Reduce Debt (get to 30% of credit limit on credit cards) and Remove Negative Items from credit report.

2) Long Term: Get educated about your credit. Review your credit reports (from all 3 credit bureaus), create a budget, and get disciplined with your money.

Good Luck getting out of the Credit pit.

I have been working in the credit restoration industry for over a decade. I am more convinced than ever about individuals rights to take control of your credit and ultimately your life. Click for more ways to improve your credit score.

Article Source: http://ArticlesMind.com/author/gRobert_M_Moore